Cost of Living Calculator

The salary you'd need in a new city to keep your standard of living.

  • Free, no sign-up
  • Results update as you type
  • Updated for 2026
Live Cost of living
Your numbers
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Monthly costs where you live now
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$
$
$
Same costs in the new city
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$
$
$
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Equivalent salary
$94,500
+22.5% in living costs

Details

Monthly cost difference
$900

Table

CategoryNowNew cityChange
Housing$1,800$2,60044%
Groceries$550$62013%
Transportation$400$300-25%
Healthcare$350$3809%
Everything else$900$1,00011%

Assumes about 25% of each extra dollar earned goes to taxes. Look up local rents and prices to fill this in.

How this calculator works

Your monthly costs now are compared with the same costs in the new city. The yearly difference is grossed up for taxes, assuming about 25% of each extra dollar goes to tax, and added to your current salary.

Worked example

With the example values below: Equivalent salary, $94,500 (+22.5% in living costs). Change any number above to run your own.

What you enter

InputExample
Current salary$80,000
Monthly costs where you live now
Housing$1,800
Groceries$550
Transportation$400
Healthcare$350
Everything else$900
Same costs in the new city
Housing$2,600
Groceries$620
Transportation$300
Healthcare$380
Everything else$1,000
0

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Estimates for planning only, not financial, tax or legal advice. Tax tools use 2026 federal figures (brackets, $16,100 / $32,200 standard deduction, $19,000 gift exclusion, $15M lifetime exemption). Rates shown as defaults are examples; replace them with quotes you actually receive.